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Should I build debt collection software in house? | C&R Software

Written by Ed Wallen | Jan 28, 2026, 10:16:49 PM

You've seen the LinkedIn posts. Someone with little-to-no coding background spins up a working prototype in two hours using Cursor or Claude. They demo it at a standup, and everyone wonders why they bothered paying their vendor six figures. Fair question. Wrong context.

In this guide, we discuss the four traps that can sneak up on those that DIY AI once you actually try to scale for enterprise debt collections.